| SAC Federal Credit Union Schedule of Fees & Charges Effective May 1, 2007 |
| General |
|
| Credit Union Check Fee (each item) with Member Payee |
$2.00 |
| Credit Union Check Fee (each Item) Payable to Third Party |
$4.00 |
| Returned Check Fee (deposit item, NSF, or uncollected funds) |
$25.00 |
| Returned Check Fee (funds available deposit item) |
$5.00 |
| Overdrawn Account Fee (per item) |
$20.00 |
| Overdraft Transfer Fee (automatic or manual) |
$3.00 |
| Incoming Wire Fee |
$10.00 |
| Outgoing Wire Fee Third Party |
$15.00 |
| American Express |
$12.50-$26.00 |
| CUMOs |
$11.00-$14.00 |
| Outgoing Fax Fee (first page) |
$3.75 |
| Outgoing Fax Fee (each additional page) |
$1.00 |
| Incoming Fax Fee (each page) |
$1.00 |
| Bad Address Fee |
$5.00 |
| Account History Fee |
$2.00 |
| Statement Copy Fee |
$3.00 |
| Money Order Fee (each) |
$1.50 |
| Travelers Check Fee (per $100) |
$1.00 |
| Travelers Check For Two Fee (per $100) |
$1.50 |
| Account Audit Fee or Research Fee (per hour) |
$20.00 |
| Stop Payment Fee (credit union check, initial or renewal) |
$25.00 |
| Inactive Account Fee |
$5.00 |
| Garnishment Fee |
$25.00 |
| American Express Gift Check Fee |
$2.50 |
| Phone Inquiry Fee/Phone Withdrawal Fee |
$1.00 |
| Collection Item Fee |
$20.00 |
| Photocopy (per page) |
$0.20 |
| Domestic Bags |
$15.00 |
|
|
| Prime Share Account |
|
| Excess Withdrawal Fee (over the counter, in excess of three) |
$1.00 |
|
|
| C.U.@HOME with Bill Pay |
|
| C.U.@HOME |
FREE |
| Bill Pay |
FREE |
|
|
| ATM/Check Card Fees and Charges |
|
| SAC F.C.U. (Proprietary) ATMs or CASH CORNER ATMs |
FREE |
| All Other ATMs (Non-Proprietary) ATM Transaction Fee in Omaha Metro Area* |
$2.00 |
| ATM Transaction Fee Outside the Omaha Metro Area* After TWO FREE PER MONTH |
$2.00 |
| Card Replacement Fee |
$5.00 |
| Point of Sale Transactions |
FREE |
| Change PIN |
$2.00 |
|
|
| Checking Accounts General |
|
| Temporary Checks Fee |
$3.00 |
| Check Printing Fee |
Price Varies With Design |
| Check Photocopy Fee |
$2.00 |
| Stop Payment Fee (initial or renewal) |
$25.00 |
|
|
| Share Draft Account |
|
| Minimum Balance Fee (per item) when balance in same-numbered account falls below $300 minimum balance |
$0.25 |
|
|
| Streamline Account |
|
| Excess Withdrawal Fee for Each Debit Item Over 20 |
$0.25 |
|
|
| Share Draft Money Market Account |
|
| Excess Withdrawal Fee for Each Debit Item Over 6 |
$5.00 |
|
|
| Safe Deposit Box Fee (Annual) |
|
| 3 x 5 Box |
$20.00 |
| 5 x 5 Box |
$25.00 |
| 3 x 10 Box |
$30.00 |
| 5 x 10 Box |
$40.00 |
| 10 x 10 Box |
$65.00 |
| Key Replacement Fee |
$10.00 |
| Box Drilling Fee |
$100.00 |
| *Omaha Metro Area includes these areas: Bellevue, Capehart, Gretna, LaVista, Millard, Offutt AFB, Omaha, Papillion, Plattsmouth, Ralston, Springfield, & Council Bluffs, Iowa. |
|
| FEES ARE SUBJECT TO CHANGE. |
|
