Accidental Death and Dismemberment Insurance (AD&D)

Family on vacation

Accidents can have devastating effects on you and your family, especially if it ends in death or dismemberment. When the unthinkable happens, you will be glad you have the right kind of coverage. Through our AD&D plan, we offer coverage benefits to be paid in the event of accidental death, loss of limb, sight or hearing. Plus, as a credit union member, you are eligible for $1,000 in FREE AD&D insurance:

SAC Federal Credit Union has paid in full for members to receive $1,000 of insurance through Minnesota Life Insurance Company. This means that if you have a fatal accident, your beneficiary will receive a $1,000 cash benefit. You have no cost or obligation for this basic Accidental Death and Dismemberment (AD&D) coverage.

Members also have the right to use this form to add up to $300,000 more of this coverage regardless of your health at a very LOW cost.

This added insurance is yours upon request for $1.00 a month per $10,000 of protection. So you can
help make sure your family has the money they’ll need if they suddenly find themselves without you.

  • The Individual Coverage rate is $1.00 per $10,000 of coverage per month.
  • The Family Coverage rate is $1.50 per $10,000 of coverage per month.
  • Certificates of Insurance will be mailed within 30 days of the member’s coverage effective date.

If you have any questions please call 1-877-607-4376.