SAC Federal Credit Union 2010 Privacy Policy Disclosure
Categories of Information We Collect. We collect nonpublic personal information about You from the following sources:
• Information We receive from You on applications or other forms; and
• Information about Your transactions with Us, Our affiliates, or others; and
• Information We receive from a consumer reporting agency; and
• Information We receive from You when visiting Our website.
Categories of information and parties to whom We disclose information about existing and former members. We do not disclose any nonpublic personal information about Our members or former members to anyone, except as permitted by law.
Information disclosed to service providers and joint marketing companies about existing and former members. We may disclose the following information to companies that perform marketing services on Our behalf or to other financial institutions with whom We have joint marketing agreements:
• Information We receive from You on applications or other forms, such as Your name, address, social security number, assets, and income; and
• Information about Your transactions with Us, Our affiliates, or others, such as Your account balance, payment history, parties to transactions, and credit card usage; and
• Information We receive from a consumer reporting agency, such as Your creditworthiness and credit history.
Our policy and practices on protecting the confidentiality and security of information We have about You. We restrict access to nonpublic personal information about You to those employees who need to know that information to provide products or services to You. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard Your nonpublic personal information.
Notice Of Your Opportunity To Opt Out Of Information Sharing With Our Affiliate
Information We can share with Our affiliate about You unless You tell us not to
What Information: Unless You tell Us not to, SAC Federal Credit Union may share with Our affiliated company information about You, including:
• Information We obtain from Your application, such as Your name or Your address;
• Information We obtain from a consumer report, such as Your credit score, account numbers or balances; and
• Information We obtain from a person regarding its employment, credit, or other relationship with You, such as Your employment history.
Shared With Whom: Our affiliated company that may receive this information is SAC Financial Services, a financial service provider.
How to tell Us not to share this information with Our affiliated company
If You prefer that We not share this information with Our affiliated company, You may direct Us not to share this information by calling Us toll free Monday – Saturday at (800) 245-5704 within the State of Nebraska, or (800) 228-0392 outside the State of Nebraska.
Note: Your instruction in this paragraph covers certain information about You that We might otherwise share with Our affiliated company. We may share other information about You with Our affiliated company as permitted by law.
Notice of Your Opportunity To Opt Out Of Marketing From Our Affiliate
• SAC Federal Credit Union is providing this notice
• Federal law gives You the right to limit some but not all marketing from Our affiliate. Federal law also requires Us to give You this notice to tell You about Your choice to limit marketing from Our affiliate.
• You may limit Our affiliate, SAC Financial Services, from marketing their products or services to You based on Your personal information that We collect and share with them. This information includes Your name, Your address, Your Account Numbers and balances, and Your credit score.
• Your choice to limit marketing offers from Our affiliate will apply until You tell Us to change Your choice.
• To limit marketing offers from Our affiliate, call Us toll free Monday – Saturday at (800) 245-5704 within the State of Nebraska, or (800) 228-0392 outside the State of Nebraska.
(Effective as of January 1, 2010)
