Credit and Loans

Before you apply for a loan, get loan-savvy with our resource roundup!

Many loans ­are not short-term agreements. Your mortgage, for example, will likely be with you for a good portion of your adulthood, and it’s hard to imagine that anyone would go through life without another smaller loan of some kind. They have a big impact on your financial well-being, so it pays to do your research before you apply for a loan. That’s why we’ve rounded up these mortgage- and loan-related resources. Take advantage of the info below and you’ll be set to make savvy financial decisions.

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Author SAC FCU Managing Editor

Financial Planning and Wealth Management

Who needs a personal financial advisor? (Probably you!)

You might be able to refinish a table, but chances are you’d call in a carpenter to build an addition on your home. When it comes to financial planning and goal setting, there are many tasks that people choose to do on their own, from budgeting to paying their taxes. But sometimes, it may be worth it to get some insights from the experts.

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Author SAC FCU Managing Editor

Budgeting and Saving

How to budget for a brighter future [free e-book]

With the number of financial transactions that can happen during a typical day, it’s easy to look over your monthly bank statement and wonder where your paycheck went. But by taking a more proactive approach and learning how to budget, you can prevent that “what happened?” moment and develop a greater understanding of income and expenses. Even better, proper budgeting can set you on the path toward boosting your savings.

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Author SAC FCU Managing Editor

Financial Literacy

Learn the lingo: Your mortgage dictionary for 10 key lending terms

When you’re looking to buy your first home, you know what you want, from the open floor plan and hardwood floors right down to that kitchen island you’ve been dreaming about. But do you have the same savvy when it comes to working with a mortgage lender? Sue Mohr, VP of Mortgage Lending at SAC FCU, helped us create this handy mortgage dictionary of 10 key lending terms you’ll want to learn before you begin the homebuying process.

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Author SAC FCU Managing Editor