Budgeting, Financial Planning & Wealth Management, How To, Savings

Get in the game: Make a winning plan for your financial goals

It takes a lot of effort for a football team to look effortless on game day. Teams pull it off only after developing stacks of detailed plays and practicing them to perfection.

The same holds true when it comes to reaching your financial goals. Hoping for the best does not count as a real plan. So when you’re looking at your long-term financial future, investing a little time in goal setting now will inevitably pay off – often in surprisingly big ways – years down the road.

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Author SAC FCU Managing Editor

Credit, How To, Resources

How to build your credit – the right way

Without a significant financial history, creditors don’t have a lot of information to go off of, and that can make it difficult to secure the loans (and the rates) you’d like. Maybe you’re just starting college or have taken your first job. Whatever the reason, learning how to build your credit now will serve you well in the future.

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Author SAC FCU Managing Editor

Financial Planning & Wealth Management, Resources, Savings

It’s Life Insurance Awareness Month! Important advice for your financial future.

In the 2014 Insurance Barometer Study, nearly 60 percent of those surveyed noted they haven’t bought life insurance yet because they have other financial priorities. Most of that group put expenses like cable TV or cell phones ahead of buying life insurance.

Yet this type of insurance can be a crucial part of any financial plan, says Ryan Shaughnessy, LUTCF®, CLTC, an LPL Financial Advisor with SAC FCU Wealth Management.

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Author SAC FCU Managing Editor