Budgeting, Debt

How to form a plan and pay off debt

Everyone’s eager to eliminate the nagging pressure of debt and its interest payments. But that’s a tough problem to escape. The average credit card balance among indebted Americans (about $15,000) has remained steady for years.

The debt challenge can be so daunting – especially if you face large or multiple debts – that some people think it’s unbeatable. The good news is if you take time to assess your debts and plan a strategy, you can set yourself on a realistic path to financial freedom. Read more…

Author SAC FCU Managing Editor

Budgeting

10 tips for living on a budget in college

The toughest math test for many college students is making their money last through each month. That’s why living on a budget is so important. With plenty of bills and limited time for work, cash is tight for almost every student. Thankfully, with these ten budgeting tips, you can make your money go further and build financial habits that pay off for a lifetime.

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Author SAC FCU Managing Editor

Budgeting, Credit, Resources

Money and marriage: A couple’s guide to finances

Money. It’s a hot-button topic. This can be especially true with married couples, but it doesn’t have to be stressful or divisive. You can have fruitful financial discussions with your spouse – conversations that will get you both on the same fiscal page. The important thing is to talk; sweeping money issues under the rug is not good for your bank account or your relationship.

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Author SAC FCU Managing Editor