Budgeting

Holiday-ready: Tips on saving money and adjusting your budget

Parties, gifts, travel, and events – the holidays are often a blur of activity and good cheer. Unfortunately, the season can also result in a flurry of expenses. In a 2012 poll by Think Finance, nearly half of those surveyed said they’d rather skip the holidays altogether, mainly due to financial concerns. Fortunately, you don’t need to play Grinch to keep from going into debt. Read more…

Author SAC FCU Managing Editor

Budgeting, Debt

How to form a plan and pay off debt

Everyone’s eager to eliminate the nagging pressure of debt and its interest payments. But that’s a tough problem to escape. The average credit card balance among indebted Americans (about $15,000) has remained steady for years.

The debt challenge can be so daunting – especially if you face large or multiple debts – that some people think it’s unbeatable. The good news is if you take time to assess your debts and plan a strategy, you can set yourself on a realistic path to financial freedom. Read more…

Author SAC FCU Managing Editor

Budgeting

10 tips for living on a budget in college

The toughest math test for many college students is making their money last through each month. That’s why living on a budget is so important. With plenty of bills and limited time for work, cash is tight for almost every student. Thankfully, with these ten budgeting tips, you can make your money go further and build financial habits that pay off for a lifetime.

Read more…

Author SAC FCU Managing Editor