Budgeting, Financial Planning & Wealth Management, How To, Savings

Get in the game: Make a winning plan for your financial goals

It takes a lot of effort for a football team to look effortless on game day. Teams pull it off only after developing stacks of detailed plays and practicing them to perfection.

The same holds true when it comes to reaching your financial goals. Hoping for the best does not count as a real plan. So when you’re looking at your long-term financial future, investing a little time in goal setting now will inevitably pay off – often in surprisingly big ways – years down the road.

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Author SAC FCU Managing Editor

Budgeting, Debt

How to form a plan and pay off debt

Everyone’s eager to eliminate the nagging pressure of debt and its interest payments. But that’s a tough problem to escape. The average credit card balance among indebted Americans (about $15,000) has remained steady for years.

The debt challenge can be so daunting – especially if you face large or multiple debts – that some people think it’s unbeatable. The good news is if you take time to assess your debts and plan a strategy, you can set yourself on a realistic path to financial freedom. Read more…

Author SAC FCU Managing Editor

Budgeting

10 tips for living on a budget in college

The toughest math test for many college students is making their money last through each month. That’s why living on a budget is so important. With plenty of bills and limited time for work, cash is tight for almost every student. Thankfully, with these ten budgeting tips, you can make your money go further and build financial habits that pay off for a lifetime.

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Author SAC FCU Managing Editor