Budgeting and Saving

Spring-Cleaning your wallet – declutter your personal finances

Managing personal finances isn’t something you should put on cruise control – the more actively you manage your money, the more your money will work for you. It’s time to take a close look at your finances and figure out what you can do to better direct them. Consider it spring-cleaning for your wallet!

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Author SAC FCU Managing Editor

Budgeting and Saving

Planning a vacation on a budget

Whether you’re a college student considering what to do over spring break, a busy parent pondering family trip options, or a working professional who needs a recharge-and-refresh kind of breather, a vacation is likely just what you need.

Fortunately, you don’t need to drain your savings account just to embark on some travel.

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Author SAC FCU Managing Editor

Budgeting and Saving

5 Mistakes to Avoid: Tips on Saving Money in Your 20s

College days, first job – your 20s can be the beginning of many adventures. Because this can be a busy decade, it might be tempting to postpone long-term financial plans. But the strategies you put in place now can create habits that will not only help you by saving money in your 20s, but for years to come. Here are five money-saving mistakes people in their 20s tend to make.

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Author SAC FCU Managing Editor

Budgeting and Saving

Holiday-ready: Tips on saving money and adjusting your budget

Parties, gifts, travel, and events – the holidays are often a blur of activity and good cheer. Unfortunately, the season can also result in a flurry of expenses. In a 2012 poll by Think Finance, nearly half of those surveyed said they’d rather skip the holidays altogether, mainly due to financial concerns. Fortunately, you don’t need to play Grinch to keep from going into debt. Read more…

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Author SAC FCU Managing Editor