Budgeting, Credit, Resources

Money and marriage: A couple’s guide to finances

Money. It’s a hot-button topic. This can be especially true with married couples, but it doesn’t have to be stressful or divisive. You can have fruitful financial discussions with your spouse – conversations that will get you both on the same fiscal page. The important thing is to talk; sweeping money issues under the rug is not good for your bank account or your relationship.

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Author SAC FCU Managing Editor

Credit

Learn how credit cards work: The fine print

Credit cards can be a useful part of your financial toolbox. Along with enabling you to purchase items now and pay for them later, credit cards can also help you build your credit score. But don’t start filling out that application until you have a good understanding of how credit cards work. It’s easy to sign on the dotted line, but it isn’t as easy to understand the fine print that weaves its way into credit card contracts. Before signing up, here’s what to keep in mind about hidden (and potentially deceptive) credit card terms and conditions.

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Author SAC FCU Managing Editor

Credit, Resources

Need help getting out of debt? Start here.

Debt can quickly begin to feel like a challenging burden, especially when those balances keep creeping upward. It’s smart to look for help getting out of debt before it spirals out of control. Even if you’re not facing much debt now, or just starting on your credit path, it’s important to understand the impact that debt can have so you can make better financial decisions now and in the future.

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Author SAC FCU Managing Editor