Credit and Loans

Ditch the credit card this season. Choose a holiday loan instead.

As we get into the thick of the holiday season, time seems to get shorter and schedules more frantic – but the most challenging aspect of the season may be budget-busting purchases. Spending on everything from gifts to travel to decor can leave you with a holiday hangover in the form of a huge credit card bill.

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Author SAC FCU Managing Editor

Credit and Loans, Debt Management

Starting from zero: how to repair credit

Most people know they need a good credit score and would like to improve theirs. But for some, it’s a more dire situation. Whether it’s due to poor money management or you’re just going through a rough patch, sometimes it’s helpful to get advice on how to repair credit and “start from zero.” That’s why we’ve created this step-by-step plan for improving a very low credit score.

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Author SAC FCU Managing Editor