Credit and Loans

Looking to reduce debt? Consider a credit card balance transfer

From college textbook purchases to holiday shopping trips, credit card debt can start to pile up for a lot of people. Because they typically carry higher interest rates, eliminating any debt you’ve accumulated on credit cards can have a big financial impact. One simple tactic for paying down that debt is a credit card balance transfer.

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Author SAC FCU Managing Editor

Credit and Loans

Ditch the credit card this season. Choose a holiday loan instead.

As we get into the thick of the holiday season, time seems to get shorter and schedules more frantic – but the most challenging aspect of the season may be budget-busting purchases. Spending on everything from gifts to travel to decor can leave you with a holiday hangover in the form of a huge credit card bill.

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Author SAC FCU Managing Editor