Debt Management

Looking to reduce debt? Consider a credit card balance transfer

From college textbook purchases to holiday shopping trips, credit card debt can start to pile up for a lot of people. Because they typically carry higher interest rates, eliminating any debt you’ve accumulated on credit cards can have a big financial impact. One simple tactic for paying down that debt is a credit card balance transfer.

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Author SAC FCU Managing Editor

Credit and Loans, Debt Management

Starting from zero: how to repair credit

Most people know they need a good credit score and would like to improve theirs. But for some, it’s a more dire situation. Whether it’s due to poor money management or you’re just going through a rough patch, sometimes it’s helpful to get advice on how to repair credit and “start from zero.” That’s why we’ve created this step-by-step plan for improving a very low credit score.

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Author SAC FCU Managing Editor

Debt Management

Transfer your credit card balance or choose a personal loan: resources to help

When used effectively, loans can be part of a strong financial foundation. Maybe you’d like to responsibly plan for wedding expenses or consolidate your debt. Before taking out a loan or transferring a credit card balance, first do some planning. Check out the following resources so you can make an informed decision and ensure the financial health of your household.

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Author SAC FCU Managing Editor