Financial Literacy

Getting a job with bad credit: Why it can be a challenge.

You probably expect potential lenders to scrutinize your credit report, but what about potential employers? There’s a chance that when you apply for your dream job, your credit report will be reviewed before an offer is extended. This can prove problematic if your credit report is riddled with delinquencies and judgments, particularly if you’re applying for a job where you’ll deal with money.

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Author SAC FCU Managing Editor

Financial Literacy

Dollar thrills: How to make your money work for you

As the end of the year approaches and resolutions take shape, it can be a good time to look over your financial situation and see what’s working – and what can be working harder.

Maybe you’ve been a superstar saver this year, and you’ve diligently put money aside for long-term goals. While we applaud your financial savvy, it’s worth taking an in-depth look at whether those funds could be earning more for you. If those dollars are parked in a low-yield checking account, it may be time to freshen up your banking mix for the new year.

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Author SAC FCU Managing Editor

Financial Literacy

Bring your personal financial literacy up a level

When it comes to financial topics, it seems like there’s an endless amount of insight, especially online. Just do a web search on “saving for retirement” and you get a dizzying amount of advice – but not all of it is sound. To help you navigate financial literacy topics more effectively, we’ve rounded up these resources to get you started:

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Author SAC FCU Managing Editor

Financial Literacy

Should I buy a house? How to decide if you’re ready

If the question “Should I buy a house?” is bouncing around in your mind, you’re probably already aware that there’s no cut-and-dried answer to this. There are many variables involved in deciding whether it’s time to buy a house, but taking a hard look at your finances and expectations is an excellent way to lead you to a definitive answer.

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Author SAC FCU Managing Editor