The holidays can bring out the best in all of us. After all, it’s a time of giving — as we think about family, friends and those who are less fortunate. While it can also be a time when we might fret over budgets and cash flow, with some planning, it doesn’t have to be a stressful season. And this can be a valuable lesson for kids and teens. So as you plan your own holiday spending this year, take advantage of this time to teach your kids about money, too. Here are a few things to keep in mind.