Credit, How To, Resources

How to build your credit – the right way

Without a significant financial history, creditors don’t have a lot of information to go off of, and that can make it difficult to secure the loans (and the rates) you’d like. Maybe you’re just starting college or have taken your first job. Whatever the reason, learning how to build your credit now will serve you well in the future.

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Author SAC FCU Managing Editor

Financial Planning & Wealth Management, Resources, Savings

It’s Life Insurance Awareness Month! Important advice for your financial future.

In the 2014 Insurance Barometer Study, nearly 60 percent of those surveyed noted they haven’t bought life insurance yet because they have other financial priorities. Most of that group put expenses like cable TV or cell phones ahead of buying life insurance.

Yet this type of insurance can be a crucial part of any financial plan, says Ryan Shaughnessy, LUTCF®, CLTC, an LPL Financial Advisor with SAC FCU Wealth Management.

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Author SAC FCU Managing Editor

ID Protection, Resources, Uncategorized

ATM safety tips you need to know

ATM safety is something we often take for granted. We drive up to use the ATM to either withdraw cash or make a deposit and assume that there is no risk or chance of foul play.

ATMs are such a part of our everyday lives that it can be easy to feel a false sense of security, but it’s important to be mindful of potential risks. Keep the following ATM safety tips in mind the next time you use one. Read more…

Author SAC FCU Managing Editor