Credit and Loans, Resources

An Essential Guide to Credit Fundamentals

Credit affects many parts of your overall financial health, from your budget to the types of loans you’re able to get. And good credit doesn’t just appear overnight – it takes careful management and strategic planning to build or rebuild your credit. So where do you start?

In our ebook, The Building Blocks of Credit, we’ll show you the importance of establishing a good credit rating, offer tips on how to keep your credit on track and rebuild poor credit, and dispel common credit myths so you can build or maintain a healthy credit profile.

Download The Building Blocks of Credit today and keep your credit healthy now and in the future!

The building blocks of credit e-book

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Author SAC FCU Managing Editor

Resources

Debt facts and myths: The truth about how debt adds up

Most debt is incurred with large purchases, like big televisions or extensive vacations, so if you just keep those big charges in check, you’ll be fine, right? Wrong. In fact, for many people, debt sneaks up after using credit cards for small purchases. Here are some debt facts and myths that will help you get your finances under control.

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Author SAC FCU Managing Editor

Resources

Resource roundup: Reaching long-term financial goals

Everyone has financial goals, no matter where they are in life. Kids go to college, and their parents want to retire. Newlyweds prepare for a rainy day and their next car purchase. But determining what you need to save for and how to do so may seem like Herculean tasks. The good news is they don’t need to be. Study the resources we lay out below, and you’ll be on your way.

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Author SAC FCU Managing Editor

Resources

Generosity on a budget: Good, cheap gifts you’ll be proud to give

The holidays can be hard on your checking account and credit card. But it is possible to find the perfect presents for your loved ones without breaking the bank. We’ve got a few creative ideas for good, cheap gifts that you’ll be proud to give this season – even if you wait till the last minute!

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Author SAC FCU Managing Editor