Financial Literacy

When should I buy a house?

If the question “When should I buy a house?” is bouncing around in your mind, you’re probably already aware that there’s no cut-and-dried answer to this. There are many variables involved in deciding whether it’s time to buy a house, but taking a hard look at your finances and expectations is an excellent way to lead you to a definitive answer.

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Author SAC FCU Managing Editor

Debt Management

How to manage debt – Some resources that can help

Credit can be a valuable tool for reaching major life goals like going to college, buying a home, or starting a business. But other times, debt can pile up faster than you realize. Suddenly, those fun splurge items and vacations seem to stay stuck on your credit cards – with interest accumulating every month.

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Author SAC FCU Managing Editor

Budgeting and Saving

Budgeting for College – Some tips to keep you in check

Ah, sweet freedom. If you’re about to head to college for the first time, then you’re probably already getting excited about the idea of being out on your own. You’ve got so much to look forward to, but your new adventure comes with greater responsibilities, too – especially where money is concerned. Budgeting for college students isn’t easy, but it’s worth the effort. Creating a budget now can help keep you from racking up unnecessary debt as well as save for future goals (spring break, anyone?).

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Author SAC FCU Managing Editor

Financial Planning and Wealth Management

4 Retirement Tips to Help Ease Your Transition

If you’re like most new retirees, you probably have a wish list of things you look forward to doing in your free time. Travel. Visit with your grandkids. Do more volunteering. It’s a great time in your life, but it’s also a big transition financially, as you move from relying on employment income to living on your retirement savings. With this in mind, we’ve put together another important list for you: four essential retirement tips that can help you ease into your next chapter.
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Author SAC FCU Managing Editor