Financial Literacy

Get smart about your spending: Learn how to use a credit card wisely

Are your credit cards collecting dust or racking up frequent “swiper” miles? Whether your cards are dormant or constantly in use, you may be guilty of common credit card blunders that are costing you precious time and money. But learning how to use a credit card wisely can help ensure you’re taking full advantage of its benefits. We’ll show you how.

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Author SAC FCU Managing Editor

Credit and Loans

Before you apply for a loan, get loan-savvy with our resource roundup!

Many loans ­are not short-term agreements. Your mortgage, for example, will likely be with you for a good portion of your adulthood, and it’s hard to imagine that anyone would go through life without another smaller loan of some kind. They have a big impact on your financial well-being, so it pays to do your research before you apply for a loan. That’s why we’ve rounded up these mortgage- and loan-related resources. Take advantage of the info below and you’ll be set to make savvy financial decisions.

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Author SAC FCU Managing Editor

Financial Planning and Wealth Management

Who needs a personal financial advisor? (Probably you!)

You might be able to refinish a table, but chances are you’d call in a carpenter to build an addition on your home. When it comes to financial planning and goal setting, there are many tasks that people choose to do on their own, from budgeting to paying their taxes. But sometimes, it may be worth it to get some insights from the experts.

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Author SAC FCU Managing Editor