Credit and Loans, Resources

An Essential Guide to Credit Fundamentals

Credit affects many parts of your overall financial health, from your budget to the types of loans you’re able to get. And good credit doesn’t just appear overnight – it takes careful management and strategic planning to build or rebuild your credit. So where do you start?

In our ebook, The Building Blocks of Credit, we’ll show you the importance of establishing a good credit rating, offer tips on how to keep your credit on track and rebuild poor credit, and dispel common credit myths so you can build or maintain a healthy credit profile.

Download The Building Blocks of Credit today and keep your credit healthy now and in the future!

The building blocks of credit e-book

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Author SAC FCU Managing Editor

Credit and Loans

Savvy Advice on Choosing the Right Credit Card

From building a credit history to financing a short-term purchase, a credit card can really come in handy, but the sheer number of options available can be overwhelming – and leave you more than just a little confused. With so many different credit cards and rewards programs out there, how do you know which one is right for you? Here we help you sort out the choices by looking at the top four considerations for choosing the right credit card for you.

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Author SAC FCU Managing Editor

Debt Management

Wondering how to pay off debt? Here’s a guide to get you started.

For many people, debt can inch upward slowly, especially if there are multiple types of accounts involved, like lines of credit, loans, and credit cards. For others, a major event – such as a health emergency or unexpected home repair – can throw a careful financial plan out of whack.

No matter where you are with loans, getting a handle on your accounts is a great first step toward learning how to pay off debt.

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Author SAC FCU Managing Editor

Financial Literacy

ATM Safety Tips You Need to Know

ATM safety is something we often take for granted. We drive up to use the ATM to either withdraw cash or make a deposit and assume that there is no risk or chance of foul play.

ATMs are such a part of our everyday lives that it can be easy to feel a false sense of security, but it’s important to be mindful of potential risks. Keep the following ATM safety tips in mind the next time you use one. Read more…

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Author SAC FCU Managing Editor