Budgeting and Saving

Make the most of your first salary: living on a budget

Establishing a viable budget after landing your first full-time job is tricky, usually because it’s difficult to imagine exactly how many places your money has to go. You’ll soon discover, though, that without a plan, your finances can quickly run amok. Read on to help get your financial house in tip-top shape. Read more…

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Author SAC FCU Managing Editor

Credit and Loans

Learn how credit cards work: The fine print

Credit cards can be a useful part of your financial toolbox. Along with enabling you to purchase items now and pay for them later, credit cards can also help you build your credit score. But don’t start filling out that application until you have a good understanding of how credit cards work. It’s easy to sign on the dotted line, but it isn’t as easy to understand the fine print that weaves its way into credit card contracts. Before signing up, here’s what to keep in mind about hidden (and potentially deceptive) credit card terms and conditions.

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Author SAC FCU Managing Editor