Open New Account

How to Join

Membership in SAC FCU is available to anyone who lives, worships, works (or regularly conducts business in) or attends school in Douglas, Sarpy, Cass, Washington, and Saunders Counties, NE and Pottawattamie, Mills, and Harrison Counties, IA. Businesses and other entities qualify if they are located within any of the eight counties.

When you become a member, you get:

Better dividends on deposits
Dividends on your checking account
Lower fees
Access to over 28,000 ATMs nationwide
Free financial education and advice
Better rates on loans

To join, you'll need to open up a SAC FCU savings account, with a minimum initial deposit of only $5. You can also sign up for one of our checking accounts now or add this option at a later date.

You can open an account or apply for a loan online, or at one of our convenient locations. Download our switch kit for helpful forms. If you have any questions, call 1-800-245-5704 (Instate, Monday - Saturday) or 1-800-228-0392 (Out-of-State, Monday - Saturday) or stop by any of our branches to speak with a representative. We're here to help you.

See branch locations and hours of operation.

For Current Members

If you are already a SAC FCU member and would like to open a new checking or savings account, apply online, download the account application and mail, fax or drop it off at any of our branch locations.

We Profit For You, Not From You

Banks are owned by shareholders. A paid board of directors makes decisions based on what's best for this small group of investors. Unlike banks, SAC is owned by members—people like you. Decisions are made by a volunteer, elected board of directors. That means you have a say and decisions are based on your best interests. Profits that a bank would give to shareholders benefit members instead—that's how SAC can offer great rates and services.

About SAC Federal Credit Union

SAC Federal Credit Union is the largest locally owned financial institution headquartered in Sarpy County. By focusing on members' changing needs and supporting them throughout their life events, SAC FCU has expanded to over 62,000 members worldwide and $505 million in assets. Motivated by member service rather than profit, the credit union philosophy of "People Helping People" provides the cornerstone on which SAC FCU has built its 65-year heritage.