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How to Join

Membership in SAC FCU is available to anyone who lives, worships, works (or regularly conducts business in) or attends school in Douglas, Sarpy, Cass, Washington, and Saunders Counties, NE and Pottawattamie, Mills, and Harrison Counties, IA. Businesses and other entities qualify if they are located within any of the eight counties.

When you become a member, you get:

  • Better dividends on deposits
  • Dividends on your checking account
  • Lower fees
  • Access to over 28,000 ATMs nationwide
  • Free financial education and advice
  • Better rates on loans

To join, you'll need to open up a SAC FCU savings account, with a minimum initial deposit of only $5. You can also sign up for one of our checking accounts now or add this option at a later date.

You can open an account or apply for a loan online, or at one of our convenient locations. If you have any questions, call 1-800-245-5704 (Instate, Monday - Saturday) or 1-800-228-0392 (Out-of-State, Monday - Saturday) or stop by any of our branches to speak with a representative. We're here to help you.

See branch locations and hours of operation.

For Current Members

If you are already a SAC FCU member and would like to open a new checking or savings account, apply online or visit any of our branch locations.

We Profit For You, Not From You

Banks are owned by shareholders. A paid board of directors makes decisions based on what's best for this small group of investors. Unlike banks, SAC is owned by members—people like you. Decisions are made by a volunteer, elected board of directors. That means you have a say and decisions are based on your best interests. Profits that a bank would give to shareholders benefit members instead—that's how SAC can offer great rates and services.

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