Free Checking
Saver's Advantage
Earn a higher dividend on balances up to $1,000. To be eligible, all you need to do is make 12 debit card transactions netting $120 per month, receive a monthly recurring direct deposit, and sign up for eStatements.
High Yield
Earn a higher dividend on balances up to $15,000. To be eligible, all you need to do is make 12 debit card transactions netting $120 per month, receive a monthly recurring direct deposit, and sign up for eStatements.
Prestige
Dividend-earning checking account, with 50 free checks and free safe deposit box for 12 months.
Value
Our basic, non-dividend earning account, with no minimum balance and no monthly fees. Comes with 50 free checks on your first check order.
Classic
Non-dividend earning account, with no minimum balance and no monthly fees. Comes with 20 free withdrawals per month and a free safe deposit box for 6 months.
| Saver's Advantage | High Yield | Prestige | Free Value | Classic | |
|---|---|---|---|---|---|
| Opening Deposit | |||||
| Amount | $100.00 | $100.00 | $50.00 | $50.00 | $50.00 |
| Account Access | |||||
| Unlimited Check Writing | ![]() |
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| Free Debit Card | ![]() |
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| Over 25,000 Fee-free Co-op ATMs nationwide | ![]() |
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| Features | |||||
| Free C.U.@Home Online Account Access | ![]() |
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| No Minimum Balance | ![]() |
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| Free Bill Payer | ![]() |
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| Free e-Statements | ![]() |
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| Free Direct Deposit | ![]() |
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| Free Foreign ATM Transactions** | ATM fee refunds up to $10 per month when qualifications are met | ATM fee refunds up to $10 per month when qualifications are met | Two ATM fee refunds per month | Two ATM fee refunds per month | Two ATM fee refunds per month |
| Dividends | |||||
| Dividend Earning Account | ![]() |
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| Dividends up to | View here |
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| Extras | |||||
| 50 Free Checks With Your First Order | ![]() |
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| Free 3x5 Safe Deposit Box | First 12 Months**** | First 6 Months**** | |||
| Fees | |||||
| No Monthly Service Fee | ![]() |
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No service fee when you maintain a $300 balance*** | ![]() |
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| $300 Balance Required To Waive Monthly Fee | ![]() |
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Enjoy added benefits with all SAC FCU checking accounts
Free Direct Deposit
Make your life easier with direct deposit. Have your paycheck automatically deposited into your checking or savings account.
Free CU By Phone
This free service turns your touch-tone phone into a member service representative. You can access your account 24 hours a day.
Free CU@Home Online Account Access
Conduct your financial business any time day or night. Access all your accounts quickly and securely.
Free e-Statements
Avoid clutter and save filing cabinet space by signing up for e-Statements, where you will receive an e-mail monthly linking you to our secure website to view your statement online.
Free Internet Bill Pay
Set up automatic payments. No stamps or envelopes needed. It is the quick, secure and easy way to pay your bills.
Refer to account disclosure and rate sheet for details on fees and dividends, or contact a Financial Services Officer for details including eligibility, service description and associated charges.









