Compare Personal Checking Accounts

Saver's Advantage

Earn a higher dividend on balances up to $1,000. To be eligible, all you need to do is make 12 debit card transactions netting $120 per month, receive a monthly recurring direct deposit, and sign up for eStatements.

High Yield

Earn a higher dividend on balances up to $10,000. To be eligible, all you need to do is make 12 debit card transactions netting $120 per month, receive a monthly recurring direct deposit, and sign up for eStatements.

 

Prestige

Dividend-earning checking account, with 50 free checks and free safe deposit box for 12 months.

Value

Our basic, non-dividend earning account, with no minimum balance and no monthly fees. Comes with 50 free checks on your first check order.

Classic

Non-dividend earning account, with no minimum balance and no monthly fees. Comes with 20 free withdrawals per month and a free safe deposit box for 6 months.

  Saver's Advantage High Yield Prestige Free Value Classic
Opening Deposit
Amount $100.00 $100.00 $50.00 $50.00 $50.00
Account Access
Unlimited Check Writing
Free Debit Card
Over 25,000 Fee-free Co-op ATMs nationwide
Features
Free CU@Home Online Account Access
No Minimum Balance
Free Bill Payer
Free e-Statements
Free Direct Deposit
Free Foreign ATM Transactions* ATM fee refunds up to $10 per month when qualifications are met ATM fee refunds up to $10 per month when qualifications are met Two ATM fee refunds per month Two ATM fee refunds per month Two ATM fee refunds per month
Dividends
Dividend Earning Account Checkbox Checkbox Checkbox    
Dividends up to View here View here View here    
Extras
50 Free Checks With Your First Order     Checkbox  
Free 3x5 Safe Deposit Box     First 12 Months   First 6 Months
Fees
No Monthly Service Fee Checkbox No service fee when you maintain a $300 balance
$300 Balance Required To Waive Monthly Fee     Checkbox    

View Current Rates

Enjoy added benefits with all SAC FCU checking accounts

Free Direct Deposit

Make your life easier with direct deposit. Have your paycheck automatically deposited into your checking or savings account.

Free CU By Phone

This free service turns your touch-tone phone into a member service representative. You can access your account 24 hours a day.

Free CU@Home Online Account Access

Conduct your financial business any time day or night. Access all your accounts quickly and securely.

 

Free e-Statements

Avoid clutter and save filing cabinet space by signing up for e-Statements, where you will receive an e-mail monthly linking you to our secure website to view your statement online.

Free Internet Bill Pay

Set up automatic payments. No stamps or envelopes needed. It is the quick, secure and easy way to pay your bills.

Refer to account disclosure and rate sheet for details on fees and dividends, or contact a Financial Services Officer for details including eligibility, service description and associated charges.

* Foreign ATM transactions do not include SAC FCU transactions. Does not include surcharge imposed by the owner (other than SAC FCU) of the ATM for Free Value, Classic, or Prestige accounts.