Home Mortgages
Whether you're buying a new home, improving your current home, or borrowing against your home equity, SAC FCU has a financing option for you. Our Home Loan Specialists will guide you through every step of the loan process. Scroll down to see a list of the different home loan programs and financing options offered at SAC FCU. Call or email one of our Home Loan Specialists for current rates and program details, or to schedule an appointment at any of our convenient locations. Apply online here.
Home Mortgages
Buying a home is one of the biggest expenditures you'll ever make. It's an exciting experience, but it can also be confusing. That's why our Home Loan Specialists take the time to explain every detail and help you select the home loan that's right for you.
Home Loan Programs:
- VA loans
- Conventional loans
- FHA loans
- Construction loans with extended locks
- Lot loans
Financing Options:
- Fixed and Adjustable Rates
- Purchases and Refinances
- Primary Residence and Investment
- 10, 15, 20, or 30 year terms are available.
(Property must be located within a 100 mile radius of SAC Federal Credit Union.)
Surie Legge
(402) 699-7642
NMLS ID: 545289
slegge@sacfcu.com
Jennifer Huss
(402) 699-7643
NMLS ID: 545292
jhuss@sacfcu.com
Lisa Kenison
(402) 699-3895
NMLS ID: 545290
lkenison@sacfcu.com
Brittany Thurman
(402) 960-8619
NMLS ID: 545291
bthurman@sacfcu.com
Call for rates.
Home Equity Loans and Lines of Credit
Home equity LOCs and fixed rate home equity loans can be a great way to consolidate debt, pay medical expenses, or even buy a new car. Because these loans use your home as collateral, they typically offer better rates than credit cards and personal loans. Interest on your home equity loan may also be tax deductible.
Home equity loans can be obtained either as as a lump sum or revolving line of credit. Even if you don't currently have a need for cash, an open-ended Home Equity Line of Credit is a wise move. You can draw on it should the need arise and you won't pay any interest until you do. Whenever you want to use your Line of Credit, simply write a check for $500 or more. You have complete control of borrowing whenever and wherever you need it.
The application process is easy. Stop by or call for more information. Plan to provide these documents when you apply to expedite the processing of your loan application:
- Proof of Income
- Homeowner's Insurance Policy w/agent's name, address, and phone number
- Real Estate Tax Statement
- Statement of current mortgage balance
- Copy of your Deed of Trust/Mortgage or Title Policy
(Property must be located within a 100 mile radius of SAC Federal Credit Union.)
