Compare Personal Savings AccountsDownload Application
At SAC Federal Credit Union, our mission is to help ensure your financial success. We offer an array of savings and investment options to help ensure that success far into the future. We understand that our members have different individual needs when it comes to banking. With that in mind, we'll help guide you through all of the options to find the ones that best meet your future goals. For our younger members, we also have special youth accounts.
Apply online, or stop by any of our branches to speak with a representative - we're here to help you.
See branch locations and hours of operation.
Share Savings
The Share Savings account estabilshes your SAC FCU membership. It represents your ownership of the credit union and gives you full member benefits.
Vacation/Holiday Club
These high yield, term-based accounts mature on May 1st and November 1st, just in time for summer vacation or the holidays.
Certificates
Because these term-based accounts have a fixed rate, they are a safe, predictable investment for money you don't need to access regularly.
Money Market
The Share Draft Money Market account is good for people who want higher yields, but need ready access to their money.
| Share Savings (1,2,3) |
Vacation/Holiday Club (1,2) |
Certificates (4,5,6) |
Money Market (1,3) |
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|---|---|---|---|---|---|---|
| Account Benefits | ||||||
| Free ATM Card | Save for holiday shopping, summer vacation, and other seasonal expenses | 7 day grace period for making changes or cashing out a certificate upon maturity | Smart way to save at a higher tiered dividend rate | |||
| Borrow against your account balance | Borrow against your funds with a Certificate Loan | |||||
| Minimum Opening Deposits | ||||||
| $5 | $10 | $1000 for 12 and 24 month terms | $2500 | |||
| Rate Summary | ||||||
| Rates up to | View here | View here | View here | View here | ||
| Compounded | Monthly | Annually | Monthly for 7 month terms | Monthly | ||
| Quarterly for 12 and 24 month terms | ||||||
| Limitations | ||||||
| 3 free withdrawals per month | Vacation Club matures May 1st, Holiday Club matures November 1st. Early withdrawal pentalty | 7 month minimum term, early withdrawal penalty | 6 free withdrawals per month | |||
Click here to view current rates.
Enjoy added benefits with all SAC FCU savings accounts
Free Direct Deposit
Make your life easier with direct deposit. Have your paycheck automatically deposited into your checking or savings account.
Free CU By Phone
This free service turns your touch-tone phone into a member service representative. You can access your account 24 hours a day.
Free CU@Home Online Account Access
Conduct your financial business any time day or night. Access all your accounts quickly and securely.
Free e-Statements
Avoid clutter and save filing cabinet space by signing up for e-Statements, where you will receive an e-mail monthly linking you to our secure website to view your statement online.
Free Internet Bill Pay
Set up automatic payments. No stamps or envelopes needed. It is the quick, secure and easy way to pay your bills.
