Your home is the canvas. Our loan is the brush.
Fixed Rate Home Equity Loans with discounted closing costs as low as 3.25% APR*
*Annual Percentage Rate. This APR reflects a discount for opening or currently having a SAC Federal Credit Union checking account with direct deposit or automatic loan payments. Offer is valid to 4/30/14 on new loans only. Property must be owner-occupied and located within a 100-mile radius of the Credit Union’s Main Branch. Property insurance is required. Consult your tax advisor for interest deductibility. Subject to credit approval. Some limitations apply. Sample fixed rate monthly payment on a $10,000 Home Equity Loan at 3.25% with 60 days before first payment for 48 months is $223.14 without Debt Protection. Other rates and terms available. Appraisal (Form 2055) is required and cost will be refunded by SAC FCU at closing; other closing costs will be paid by the member. Federally Insured by NCUA, Equal Housing Lender.
Home Equity Lines of Credit with discounted closing costs as low as 4.75% APR*
*Annual Percentage Rate. Property must be owner-occupied & located within a 100-mile radius of the Credit Union’s Main Branch. Property insurance is required. Consult your tax advisor for deductibility of interest. Subject to credit approval. Some limitations apply. The Home Equity Line of Credit (HELOC) APR may vary after consummation & adjusts every January 15 and July 15 to 1 1/2% above the Wall Street Journal Prime; maximum 20 year amortization with 15 year draw; maximum APR is 9.5%; minimum APR is 4.75%. Current APR of 4.75% effective as of 3/1/14. Minimum qualifying HELOC is $5,000; maximum HELOC is $100,000. Payments are $18 per $1,000 borrowed. Sample payment on a $10,300 HELOC is $198 per month. Appraisal (Form 2055) is required and cost will be refunded by SAC FCU at closing; all other closing costs will be paid by the member. Federally Insured by NCUA, Equal Housing Lender.
Choose the VISA® that's right for you, with no fees on balance transfers, and transfer balances for 1.99% APR*!
*Annual Percentage Rate. Balance transfers made within 30 days of opening the credit card account transfer at 1.99% APR* for six months. Transfers will revert to standard purchase rate six months from open date. Rates for Classic VISA® start as low as 7.75% Annual Percentage Rate, and rates for Signature VISA® start as low as 8.75% Annual Percentage Rate. Rates may vary based on credit score. Call or visit a branch for details. Some restrictions apply.