Special Promotions

Fixed Rate Home Equity Loans as low as 2.99% APR*

Fixed rate home equity loans can be a great way to finance all of your home improvement projects, save time and money by consolidating high interest debt, pay for unexpected expenses or even buy a car. Because these loans use your home as collateral, they typically offer better rates than credit cards and personal loans. Interest on your home equity loan may also be tax deductible.

The application process is easy. Plan to provide these documents when you apply to expedite the processing of your loan application:

  • Proof of Income
  • Homeowner's Insurance Policy w/agent's name, address, and phone number
  • Real Estate Tax Statement
  • Statement of current mortgage balance
  • Copy of your Deed of Trust/Mortgage or Title Policy

Click Here to apply!

*Annual Percentage Rate. This APR reflects a discount for opening or currently having a SAC Federal Credit Union checking account with direct deposit or automatic loan payments. Rates range from 2.99% to 7.75% APR based on loan to value and term. Offer is valid through 5/31/16 on new loans of $10,000 or more or refinances with additional monies of $10,000. Property must be located within a 100-mile radius of the Credit Union’s Main Branch. Property insurance is required. Consult your tax advisor for interest deductibility. Subject to credit approval. Some limitations apply. Sample fixed rate monthly payment on a $10,000 Home Equity Loan at 2.99% with 60 days before first payment for 48 months is $221.30. Other rates and terms available. Appraisal (Form 2055) is required and closing costs are paid by the borrower. Federally Insured by NCUA. Equal Housing Lender.



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