Credit and Loans

How to build your credit and some of the top myths exposed

For many people, improving their personal financial outlook is closely tied to boosting their credit scores. After all, a good score can save you thousands when it comes to loans for things like a house or a car. So how can you get there? Through a review of our top mythbuster posts, we’ll show you how to build your credit by dispelling some of the biggest “urban credit legends” about what helps your credit and what harms it.

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Author SAC FCU Managing Editor

Credit and Loans

Want a Stress Free Season? Consider a Holiday Loan

Lively family gatherings, sumptuous food, sparkly events, and piles of colorful presents: These are the images that suffuse the holiday season, but behind all that warmth and good cheer can be plenty of stress, especially when it comes to holiday-related finances.

Thankfully, there’s a way to get control of seasonal spending without giving everyone socks and toothbrushes this year. SAC FCU’s holiday loan special can help you create a stronger financial management plan that helps you sail into 2018 feeling confident.

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Author SAC FCU Managing Editor

About Credit Unions

Credit Union vs Bank: The major differences

If you’re thinking about switching from a bank to a credit union, you may be worried that the transition will be difficult or confusing. That’s normal! But the good news is most people find the change largely positive as they get acquainted with all the personal services offered by a credit union vs a bank.

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Author SAC FCU Managing Editor

Financial Planning and Wealth Management

Managing finances in your 20s

When you’re just beginning your (gulp) “adult life,” the last thing on your mind is likely how you want to retire or what your life will look like decades from now. That’s something your parents, wealthy people, or investment bankers worry about, right? For you, it all seems so far down the road. But there’s a saying that perfectly captures the flaw in this line of thinking: “The trouble is, you think you have time.”

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Author SAC FCU Managing Editor