Business Deposit Rates

Low rates. High satisfaction.

We keep our rates and fees competitive so you get the most out of your money. View detailed up-to-date rates for all of our business products.

Account Disclosure Rate Supplement

This supplement is incorporated into, becomes a part of and should be attached to the Agreements and Disclosures. 

Effective Date: 5/23/18 to 5/29/18

Share Savings (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-1,999.99 0.10% 0.10% Quarterly Quarterly Quarterly
$2,000-24,999.99 0.10% 0.10% Quarterly Quarterly Quarterly
$25,000 & greater 0.10% 0.10% Quarterly Quarterly Quarterly

 

Basic Business Checking Plus (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-499.99 0.00% 0.00% Monthly Monthly Monthly
$500 and greater 0.05% 0.05% Monthly Monthly Monthly

 

Business Interest Checking (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0-499.99 0.00% 0.00% Monthly Monthly Monthly
$500.00-999.99 0.05% 0.05% Monthly Monthly Monthly
$1,000.00-9,999.99 0.05% 0.05% Monthly Monthly Monthly
$10,000.00-24,999.99 0.10% 0.10% Monthly Monthly Monthly
$25,000 and greater 0.10% 0.10% Monthly Monthly Monthly

 

Business Money Market Account (2)(3)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
$0.01-2,499.99 0.00% 0.00% Monthly Monthly Monthly
$2,500.00-9,999.99 0.10% 0.10% Monthly Monthly Monthly
$10,000.00-249,999.99 0.30% 0.30% Monthly Monthly Monthly
$100,000.00-249,999.99 0.75% 0.75% Monthly Monthly Monthly
$250,000.00-999,999.99 1.00% 1.00% Monthly Monthly Monthly
$1,000,000.00 and greater 1.10% 1.11% Monthly Monthly Monthly

 

Term Share Certificates (1)(4)
  Dividend Rate Annual Percentage Yield Dividend Period Compounding Period Crediting Period
1 Month  $25,000.00 and greater 0.15% 0.15% Monthly Monthly Monthly
3 Month  $1,000.00-99,999.99 0.20% 0.20% Quarterly Quarterly Quarterly
                $100,000.00 and greater 0.25% 0.25% Quarterly Quarterly Quarterly
6 Month  $1.00.00-99.999.99 0.80% 0.80% Quarterly Quarterly Quarterly
                $100,000.00 and greater 0.85% 0.85% Quarterly Quarterly Quarterly
12 Month $1,000.00-99,999.99 1.34% 1.35% Quarterly Quarterly Quarterly
                $100,000.00 and greater 1.44% 1.45% Quarterly Quarterly Quarterly
18 Month $1,000.00-99,999.99 1.84% 1.85% Quarterly Quarterly Quarterly
                $100,000.00 and greater 1.94% 1.95% Quarterly Quarterly Quarterly
24 Month $1,000.00-99,999.99 2.23% 2.25% Quarterly Quarterly Quarterly
                $100,000.00 and greater 2.33% 2.35% Quarterly Quarterly Quarterly
36 Month $1,000.00-99,999.99 2.33% 2.35% Quarterly Quarterly Quarterly
                $100,000.00 and greater 2.43% 2.45%
  Quarterly
  Quarterly
  Quarterly
48 Month $1,000.00-99,999.99 2.43% 2.45%
  Quarterly
  Quarterly
  Quarterly
                $100,000.00 and greater 2.53% 2.55%
  Quarterly
  Quarterly
  Quarterly
60 Month $1,000.00-99,999.99 2.72% 2.75%
  Quarterly
  Quarterly
  Quarterly
                $100,000.00 and greater 2.82% 2.85%
  Quarterly
  Quarterly
  Quarterly

(1) For the purposes of this disclosure, this is a rate and APY that was offered within the most recent 7 calendar days. The Dividend Rate(s) and Annual Percentage Yield(s) shown herein are current as of the effective date. For more current rates, please call (402) 292-8000.

(2) For the purposes of this disclosure, this is a rate and APY as of the last dividened declaration date. These Dividened Rate(s) and Annual Percentage Yield(s) shown herein may change every dividend period as determined by Our Board of Directors.

(3) Only the deposited funds that comprise each tier earn the rate for that tier.

(4) All deposited funds earn the rate for the tier that corresponds to the amount of the initial deposit.

(5) You will not be paid any accrued but uncredited dividends at the time You close Your account.

Schedule of Fees and Charges for Business Accounts

Effective Date: January 23, 2018

The fees appearing in this Schedule are accurate and effective for accounts as of the effective Date indicated on the Fee Schedule.
If you have any questions or require current fee information on your accounts, please call the Credit Union (402) 292-8000.

General

Account Audit Fee (per hour): $25.00

Account History Fee (up to 30 days): $5.00

ACH Origination Fee (Outgoing Debit): $15.00

Bad Address Fee: $5.00

Cashier's Check Fee: $5.00

Collection/Cash Letter Item Fee: $25.00

Domestic Bags Locked: $15.00

Early Account Closure (<90 days): $25.00

External Transfer Withdrawal Fee: $2.00

eZforex Foreign Money Purchase: $15.50

FAX Fee
Outgoing (first page): $5.00
Each Additional Page: $1.00
Incoming Each Page: $1.00

Garnishment Fee: $100.00

Inactive Account Fee: $10.00

Money Order Fee (each): $3.00

Non-Member ONUS Check Cashing Fee (per item): $5.00

NSF Fee: $35.00

Overdraft Service Charge (per occurrence): $35.00

Overdraft Transfer Fee
(pulled from transferring account): $5.00

Paper Statement Mailed: $5.00

Phone Inquiry Fee: $2.00

Photocopy Fee (per page): $0.20

Returned Check Fee
(funds available Deposit item): $25.00

SAC EZ Pay Fee (Telephone Check): $12.50

Skip Payment Fee: $50.00

Statement Print Service Charge: $5.00

Stop Payment Fee (initial or renewal): $35.00

Uncollected Funds Charge: $35.00

Wire In Charge: $15.00

Wire Out Charge
Domestic: $25.00
International: $40.00

Prime Share Account

Over Counter Fee Over 3: $1.00

Excess Withdrawal Item Over 6: $5.00

ATM/Debit Card Fees and Charges

SACFCU (Proprietary) ATM Machines: FREE

All other ATM's (Non-Proprietary/Foreign) (two free monthly per tax owner): $3.00

Card Replacement Fee: $5.00

Checking Accounts General

Check Printing Fee: Varies

Check Photocopy Fee: $2.00

Check Photocopy Fee (Faxed): $4.00

Stop Payment Fee (initial or renewal): $35.00

Business Money Market

Excess Withdrawal Item over 6: $5.00

Basic Business Checking

Maintenance Service Charge: $5.00
Each Deposit Item over 50: $0.15
Each Debit Item over 25: $0.15

Basic Business Checking Plus

Maintenance Service Charge: $10.00
Each Deposit Item over 50: $0.15
Each Debit Item over 25: $0.15

Business Checking

Maintenance Service Charge: $15.00
Each Deposit Item over 50: $0.15
Each Debit Item over 25: $0.15

Business Interest Checking

Maintenance Service Charge: $10.00
First 75 combined Debit/Credit Items per month: FREE
Each Debit/Credit Item over 75: $0.15

Business Relationship Checking

Maintenance Service Charge: $15.00
First 200 combined Debit/Credit Items per month: FREE
Each Debit/Credit Item over 200: $0.18

Business Relationship Plus Checking

Maintenance Service Charge: $25.00
First 300 combined Debit/Credit Items per month: FREE
Each Debit/Credit Item over 200: $0.15

Safe Deposit Box Fee (annual)

3X5: $25.00

5X5: $30.00

3X10: $35.00

5X10: $45.00

10X10: $70.00

Key Replacement Fee: $10.00

Box Drilling Fee: Cost incurred plus 10%

Depth of boxes: 22 inches

The fees appearing in this Schedule are accurate and effective for accounts as of the effective Date indicated on the Fee Schedule. If you have any questions or require current fee information on your accounts, please call the Credit Union (402) 292-8000.

Account Disclosures