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How to Join

You can join SAC Federal Credit Union if:

  • You or your immediate family member* are employed by or a retiree of SpartanNash
  • You or your immediate family member* live, work, worship, attend school, or regularly do business in Douglas, Sarpy, Cass, Washington, or Saunders Counties in Nebraska, or Pottawattamie, Harrison, or Mills Counties in Iowa
  • You or your immediate family member* is already a member of NAFCO FCU or SAC FCU

Businesses and other entities qualify if they are located within any of the eight counties.

*Immediate family member is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships.

When you become a member, you get:

  • Better dividends on deposits
  • Dividends on your checking account
  • Lower fees
  • Access to thousands of ATMs nationwide
  • Free financial education and advice
  • Better rates on loans

To join, you'll need to open up a SAC FCU savings account, with a minimum initial deposit of only $5. You can also sign up for one of our checking accounts now or add this option at a later date.

You can open an account or apply for a loan online, or at one of our convenient locations. If you have any questions, call 1-800-245-5704 (Instate, Monday - Saturday) or 1-800-228-0392 (Out-of-State, Monday - Saturday) or stop by any of our branches to speak with a representative. We're here to help you.

See branch locations and hours of operation.

For Current Members

If you are already a SAC FCU member and would like to open a new checking or savings account, apply online or visit any of our branch locations.

We Profit For You, Not From You

Banks are owned by shareholders. A paid board of directors makes decisions based on what's best for this small group of investors. Unlike banks, SAC is owned by members—people like you. Decisions are made by a volunteer, elected board of directors. That means you have a say and decisions are based on your best interests. Profits that a bank would give to shareholders benefit members instead—that's how SAC can offer great rates and services.

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