Compare Personal Checking Accounts

High Yield

Earn a higher dividend on balances up to $10,000. To be eligible, all you need to do is make 12 debit card transactions netting $120 per month, receive a monthly recurring direct deposit, and sign up for eStatements.



Dividend-earning checking account, comes with a free safe deposit box for 12 months.


Our basic, non-dividend earning account, with no minimum balance and no monthly fees.

    High Yield Prestige Free Value  
Opening Deposit
Amount   $25.00 $25.00 $25.00  
Account Access
Unlimited Check Writing    
Free Debit Card    
Over 25,000 Fee-free Co-op ATMs nationwide    
Free CU@Home Online Account Access    
No Minimum Balance    
Free Bill Payer    
Free e-Statements    
Free Direct Deposit    
Free Foreign ATM Transactions*   Two ATM fee refunds per month Two ATM fee refunds per month Two ATM fee refunds per month  
Dividend Earning Account   Checkbox Checkbox    
Dividends up to   View here View here    
Free 3x5 Safe Deposit Box     First 12 Months    
No Monthly Service Fee   Checkbox No service fee when you maintain a $300 balance  
$300 Balance Required To Waive Monthly Fee     Checkbox    

View Current Rates

View Account Dislcosures

Enjoy added benefits with all SAC FCU checking accounts

Free Direct Deposit

Make your life easier with direct deposit. Have your paycheck automatically deposited into your checking or savings account.

Free CU By Phone

This free service turns your touch-tone phone into a member service representative. You can access your account 24 hours a day.

Free Online Banking Account Access

Conduct your financial business any time day or night. Access all your accounts quickly and securely.


Free e-Statements

Avoid clutter and save filing cabinet space by signing up for e-Statements, where you will receive an e-mail monthly linking you to our secure website to view your statement online.

Free Internet Bill Pay

Set up automatic payments. No stamps or envelopes needed. It is the quick, secure and easy way to pay your bills.

Standard Overdraft Courtesy Plan

Click here to view our Standard Overdraft Courtesy Plan.

Refer to account disclosure and rate sheet for details on fees and dividends, or contact a Financial Services Officer for details including eligibility, service description and associated charges.

* Foreign ATM transactions do not include SAC FCU transactions. Does not include surcharge imposed by the owner (other than SAC FCU) of the ATM for Free Value or Prestige accounts.